This Privacy Policy describes how Ashta Siri Chits Private Limited (“we,” “us,” “our”) collects, uses, and handles your information when you visit our website or use our digital services. By using our Service, you agree to the collection and use of information in accordance with this policy.
1. Definitions
Account: A unique account created for you to access our Service.
Personal Data: Any information relating to an identified or identifiable individual.
Usage Data: Data collected automatically, such as your IP address, browser type, and time spent on pages.
2. Types of Data Collected
Personal Data
While using our Service, we may ask you to provide us with certain personally identifiable information, including but not limited to:
- Full Name and Contact Information
- Address, State, Province, ZIP/Postal code
- KYC details (Aadhaar/PAN) as required by the Chit Funds Act
- Bank Account details for transaction processing
Usage Data & Cookies
We use Cookies and similar tracking technologies (beacons, tags) to track activity on our Service. We use both Session Cookies (deleted when browser closes) and Persistent Cookies (remain on device) to authenticate users and prevent fraudulent use of accounts.
3. Use of Your Personal Data
The Company may use Personal Data for the following purposes:
- To manage Your Account: To manage your registration as a user.
- For the performance of a contract: For the undertaking of chit agreements.
- To contact You: Via email, calls, or SMS regarding security updates or informative communications.
- For statutory compliance: To comply with legal requests from the Registrar of Chits or other public authorities.
4. Retention & Security
We will retain your Personal Data only for as long as is necessary for the purposes set out in this Policy or to comply with our legal obligations under Indian Financial Laws.
While we strive to use commercially acceptable means to protect your Personal Data, remember that no method of transmission over the Internet is 100% secure. We utilize SSL encryption and secure server protocols to safeguard your data.
5. Disclosure of Data
We may disclose your Personal Data in good faith if such action is necessary to comply with a legal obligation, protect and defend the rights of the Company, or protect the personal safety of users and the public. We do not store credit card or debit card data on our servers.
6. Children's Privacy
Our Service does not address anyone under the age of 18 (in alignment with Chit Fund eligibility). We do not knowingly collect data from children.
7. Contact Us
If you have any questions about this Privacy Policy, you can contact us:
- 📍 #2, 1st Floor, Krishnappa Building, Nagasandra, Bangalore - 560073
- 📧 support@ashtasirichits.com
- 📞 +91 7349757095